Realtors and real estate professionals
Accountant for realtors in Calgary
Accounting for Calgary realtors and personal real estate corporations. Commission income, incorporation timing and tax planning. Personal tax from $65.
Self-employed personal return from $350+. Corporate year-end and T2 from $2,500+. Business structure consultation from $500+. See starting fees. Amounts are starting prices plus 5% GST.
Calgary office · eligible remote work across Canada
Income that arrives unevenly needs planning that does not
Commission income does not behave like a salary. A strong quarter can push a realtor into a position that no instalment schedule anticipated, and a quiet one can leave a tax balance owing from the year before with nothing set aside against it. The planning has to happen while the year is still running, which is the opposite of how most realtors engage an accountant.
Incorporating through a personal real estate corporation is the question that comes up most. It is not automatically the right move. A PREC does not make expenses deductible that were not deductible before, income splitting is constrained by the tax on split income rules, and transferring an existing practice can involve a section 85 rollover. HBT works the numbers for your actual earnings and tells you plainly whether the structure earns its cost yet, and what it would take to be worth it.
Before you call
What happens on the first call
The first conversation is free and takes about 10 to 15 minutes. A team member in Calgary answers, asks what is urgent, and explains the useful next step. There is no obligation to start an engagement.
- Step 1
Tell us the pressure point
A CRA letter, a filing deadline, messy books, payroll, or a decision you need to understand.
- Step 2
We ask a few practical questions
Entity type, province, records, software, and the date that matters. You do not need a perfect file first.
- Step 3
You leave with a next step
We explain the work, the information required, timing, and price before anything begins.
Ready now? Call +1 (587) 894-7451 or .
Fees
How we price the work
The first conversation is free. Starting fees are published on the fees page. Those amounts are starting prices and subject to 5% GST. Final fees depend on complexity, volume, record quality and scope. Fixed fees are provided where the engagement scope can be determined in advance. You will know the price before paid work starts.
Client feedback
What Calgary clients say
Husain Haroun, CPA, FCCA
Meet the founder who reviews the work“Working with HBT Accounting and the team was extremely efficient, thorough and professional.”
“HBT Accounting has a great team, as they have done all my annual taxes in professional way.”
“The team was helpful, easy to communicate with, and made everything stress free.”
Cannot call right now?
Request a call back in three quick steps
Tell us what you need help with and when suits you. We prepare the message and open your own email app so you can send it. Nothing is submitted to our servers.
Or email us directly: hbt@hbtaccounting.com
Service scope
What a realtor engagement usually covers
The exact responsibilities, timing, and records depend on the agreed engagement. These are the areas we can discuss when shaping a scope that fits your business.
Commission income reported properly
Earnings, brokerage deductions, vehicle costs, marketing and home office treated correctly and supported.
The incorporation question answered
Whether a personal real estate corporation makes sense on your numbers, including the cost of running it.
Planning before year end
Instalments, set aside amounts and timing reviewed while the year can still be influenced.
How the work begins
A clear process before the accounting starts
- Step 1
Look at a full year of earnings
What came in, what the brokerage took, and what you actually need to draw.
- Step 2
Model the options
Unincorporated against incorporated, with the ongoing cost of each stated honestly.
- Step 3
Set the structure and the rhythm
Whichever route fits, with filing dates and set aside amounts written down.
Common question
Should a Calgary realtor set up a personal real estate corporation?
It depends on how much is being earned, how much is being drawn out to live on, and how stable the income is. A PREC mainly helps where meaningful earnings can be left in the corporation and deferred. It does not create new deductions, and income splitting is limited by the tax on split income rules. Licensing and share ownership requirements are set by the Real Estate Council of Alberta, so confirm those alongside the tax question. We will run your numbers and say whether it is worth it yet.
Helpful guides
Read the details before your next conversation
Start with one clear question
Tell us what you need help understanding
Call or text HBT Accounting in Calgary, Alberta at +1 (587) 894-7451. We will ask a few practical questions and explain the most useful next step.
Mon–Fri 9am–6pm MT · Sat 9am–4pm MT. We reply to call requests and emails during business hours, usually the same day. If we are closed, send a call request and we will reply when the office opens.