Charlottetown businesses, served remotely

Accountant for Charlottetown businesses

Charlottetown accountant for shops, salons and restaurants: tips through payroll, seasonal staff and records of employment, and Island HST.

Prepared by HBT Accounting, a CPA led firm in CalgaryUpdated 5.0 on Google, 59 reviews

A row of brightly painted heritage buildings along a Charlottetown street in autumn
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Shops, salons and the businesses visitors keep busy

Charlottetown is Prince Edward Island's largest city, with 38,809 people in 2021, up 7.5% in five years. Statistics Canada's latest count found 2,343 businesses with employees, led by retail (355) and the group Statistics Canada calls other services (258), which takes in salons, repair shops and personal care, ahead of health care (230).

In salons and restaurants a good share of what staff take home arrives as tips, and the tax treatment turns on who controls the money. It decides whether CPP, EI and income tax come off through payroll, and getting it wrong means an expensive correction later. Seasonal staff add records of employment at the end of every season. HBT works from Calgary and handles Charlottetown files remotely.

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Charlottetown in numbers

Population and business counts for Charlottetown
Population, 2021 Census38,809
Change since the 2016 CensusUp 7.5%
Size among Canadian municipalities131st
People per square kilometre876.6
Businesses with employees2,343
Largest sectors by employer businessesRetail trade (355); Other services (except public administration) (258); Health care and social assistance (230)

Source: Statistics Canada: Population and dwelling counts, census subdivisions, 2021 Census and Statistics Canada: Canadian Business Counts, with employees, June 2026.

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What a Charlottetown engagement covers

Tips in payroll

Controlled and direct tips sorted out and handled the right way.

Seasonal staffing

Hiring, layoffs and records of employment at the end of each season.

Island HST

HST at 15% on sales, with input tax credits claimed.

A smiling stylist draping a cape over a laughing client in a salon chair
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Do tips at a Charlottetown salon go through payroll?

It depends on who controls them. Tips the business controls, for example by pooling them and deciding how they are shared, are controlled tips: income tax, CPP and EI are deducted through payroll, and the tips appear on the T4. Tips a client hands straight to a stylist, with no involvement from the business, are direct tips: the stylist reports them as income, and the business takes no deductions.

Starting prices are published on the fees page. Final fees depend on scope, and we quote a fixed fee once the work is clear. See starting fees. The first conversation is free and takes about 10 to 15 minutes.